Quote the top car insurance companies in New Jersey

Here are the most requested New Jersey car insurance companies offering favorable rates.

Our New Jersey auto insurance companies are available to you now!

We check all discounts to save on Car Insurance Rates in New Jersey.

NJ Car Insurance companies often discount their rates in order to encourage good driving practices and the use of safety and security precautions. Depending on the insurance company, you can often lower your rates from 5 to 55 percent. When you buy a better safety equipped vehicle you may pay more however you will receive a safety discount because you and your passengers are better protected. For example, the purchase of anti-lock brakes merits a discount from nearly every insurer, but the discount probably will not pay for the brakes which cost several hundred dollars during the normal life of your vehicle. Anti-lock brakes are touted, nonetheless, as a life-saving feature and deserves serious consideration when safety is a top priority.

Safety Features Anti-lock brakes, air bags and passive restraint systems i.e., automatic seat belts.

Defensive Driving Clean violation record, driver’s education courses for teenagers and defensive driving or accident prevention courses for adults insurance discounts for the latter are required in some states.

Security Systems Alarms, electronic locks, VIN etching and automotive disabling devices.

Changing The Driving Habits Try commuting by public transit, using a company vehicle for work-related travel and car-pooling.
Ask family members to sign a contract not to drink and drive. Any discount for signing such a contract is different among NJ auto nsurance companies, many families report that it is an idea that works.

Buying NJ Home Owners and NJ Car Insurance Policies from the Same Company. If you own a home and an automobile and you are insured by two different companies, check into the cost of carrying both policies by one insurer. Your NJ car insurance company or agent can give you guidance as to which insurers offer discounts. This will always offer your the best buy, so put it in your corner when shopping for rates.

New Jersey Car Insurance Companies and contact information.

Insurer Telephone Number Direct Writer* or Contact Agent**
21st Century Group

  • 21st Century Centennial Insurance Company (not accepting any new business)
  • 21st Century Assurance Company (not accepting any new business)
  • 21st Century Pinnacle Insurance Company (not accepting any new business)
1-800-807-9458
(21st Century Centennial)
1-800-241-1188
(21st Century Assurance, 21st Century Pinnacle)
Direct
Allstate Group

  • Allstate New Jersey Insurance Company (not accepting any new business)
  • Allstate New Jersey Property and Casualty Insurance Company
1-866-222-4586Agent
American Commerce Insurance Company 1-800-222-2114Agent
American Family Group

  • Midvale Indemnity Company
1-844-241-7972
(toll-free)
Direct
American International Group

  • AIG Property Casualty Company
  • Insurance Company of the State of Pennsylvania
1-866-856-6858Agent
Amica Group

  • Amica Property and Casualty Insurance Company
  • Amica Mutual Insurance Company
1-800-242-6422Direct
Bristol West

Foremost Insurance Company Grand Rapids, Michigan

1-888-888-0080Agent
%3rnational Group

  • AIG Property Casualty Company
  • Insurance Company of the State of Pennsylvania
1-866-856-6858Agent
Amica Group

  • Amica Property and Casualty Insurance Company
  • Amica Mutual Insurance Company
1-800-242-6422Direct
Bristol West

Foremost Insurance Company Grand Rapids, Michigan

1-888-888-0080Agent
California Casualty & Fire Insurance Company
(membership group for educators, firefighters, nurses and state police)
1-866-680-5143Direct
California State Auto Group

  • CSAA Mid-Atlantic Insurance Company of NJ (not accepting any new business)
  • CSAA Affinity Insurance Company (not accepting any new business)
  • CSAA General Insurance Company
1-800-542-9544
(CSAA & CSAA Affinity)
1-888-222-0094
(CSAA General)
Direct (CSAA)
Agent (CSAA Affinity)
Direct and Agent (CSAA General)
(AAA/CSAA)
(CSAA General)
CHUBB Group

  • Chubb Insurance Company of NJ
  • Atlantic Employers Insurance Company
  • Bankers Standard Insurance Company

1-866-324-8222
1-800-352-4462
Agent
Cincinnati Insurance Company 1-888-242-8811Agent
Citizens United Reciprocal Exchange (CURE) 1-800-535-2873Direct
Electric Insurance Company 1-800-342-5342Direct
Encompass Group

  • Encompass Property and Casualty Insurance Company of NJ
  • Encompass Insurance Company of NJ (not accepting any new business)
1-800-262-5238
Agent
Esurance Insurance Company of New Jersey 1-800-378-7262Agent
Farm Family Group

  • United Farm Family Insurance Company (membership)

1-800-843-3276
1-888-382-6722
Agent
Farmers Insurance Group

  • Mid-Century Insurance Company (not accepting any new business except Basic policies)
  • Farmers Insurance Exchange
1-800-327-6377
Agent
Fitchburg Mutual Insurance Company 1-800-688-1825 Agent
Founders Insurance Company717-234-4941
1-800-388-4764
Agent
GEICO Group

  • Government Employees Insurance Company
  • GEICO Casualty Company (not accepting any new business)
  • GEICO Indemnity Company
1-800-861-8380Direct
Hanover Insurance Company 1-800-257-5720Agent
Harleysville Group

  • Harleysville Insurance Company (not accepting any new business)
  • Harleysville Preferred Insurance Company (not accepting any new business)
  • Harleysville Worcester Insurance Company
1-800-523-6344Agent
Hartford Group

  • Hartford Insurance Company of the Midwest
    (membership company for AARP)
  • Hartford Underwriters Insurance Company
    (membership company for AARP, not writing new business)
  • Hartford Fire Insurance Company
1-800-843-7824
(AARP)
1-800-460-9783
(Non-AARP)
Direct

(AARP)


(Non-AARP)

IDS Property Casualty Insurance Company 1-800-535-2001
(Customer Service)
Direct
Liberty Mutual Group

  • Liberty Mutual Fire Insurance Company (not accepting any new business except Basic policies)
  • Liberty Mutual Mid-Atlantic Insurance Company (not accepting any new business)
  • LM Insurance Corporation
  • Wausau Underwriters Insurance Company (Affinity Groups only)
1-800-526-1547

1-800-524-9400
(Sales)

1-800-225-8285
(Service)

Agent

Direct

Mercury Indemnity Company of America 1-800-987-2032 Agent
MetLife Auto and Home

  • Metropolitan Group P&C Insurance Company (not accepting any new business except Basic Policy)
  • Metropolitan Direct P&C Insurance Company (not accepting any new business)
  • Metropolitan Property and Casualty Insurance Company
  • Metropolitan Casualty Insurance Company
  • Metropolitan General Insurance Company
1-800-888-2308
(Met Group and Met Direct)
1-800-422-4272
(Met P&C, Met Casualty, and Met General)
Direct (Met Group P&C, Met Casualty, and Met General)

Agent (Met Direct P&C and Met P&C)

Metromile Insurance Company 1-888-244-1702Direct
MIC General Insurance Corporation 1-800-325-1190Agent
Nationwide Group

  • Nationwide Mutual Insurance Company
  • Crestbrook Insurance Company

 

1-877-669-6877

1-855-473-6517

Direct

Agent

New Jersey Manufacturers Group

  • NJ Manufacturers Insurance Co. (membership company for certain affinity groups)
  • NJ Re-Insurance Company (membership company for certain affinity groups)
  • NJ Indemnity Insurance Company (for assigned risk business only)
609-883-1300

1-800-232-6600

Direct
New Jersey Skylands Insurance Association 1-866-279-7688Agent
Personal Service Insurance Company 1-800-954-2442Agent
Plymouth Rock

  • High Point Property and Casualty Insurance Company
  • High Point Safety and Insurance Company (not accepting any new business)
  • Teachers Auto Insurance Company of New Jersey (membership company for employees of educational institutions)
  • Palisades Safety & Insurance Association
  • Palisades Insurance Company
  • Twin Lights Insurance Company (for assigned risk business only)
1-866-INSURANCE
(High Point)
1-866-658-3224
(Teachers)1-877-725-6423
(Palisades)908-219-5050
(Twin Lights)

Agent and Direct

 

Privilege Underwriters Reciprocal Exchange (PURE) 1-888-814-7873Agent
Progressive Group

  • Progressive Freedom Insurance Company (not accepting any new business)
  • Progressive Garden State Insurance Company
  • Drive New Jersey Insurance Company
1-800-PROGRESSIVEDirect (Progressive Freedom & Progressive Garden State)
Agent (Drive New Jersey)
Selective Auto Insurance Company of New Jersey 973-948-3000
1-800-777-9656
Agent
State Farm Group

  • State Farm Guaranty Insurance Company
  • State Farm Indemnity Company
1-800-STATEFARM
(1-800-782-8332)
Agent
Travelers Group

  • St. Paul Protective Insurance Company
  • Fidelity & Guaranty Insurance Underwriters, Inc. (not accepting any new business)

1-888-695-4625
1-800-692-68371-800-526-6260
Agent

USAA Group (membership group for military personnel)